in the USF retirement plan have encountered dramatic down-and-up swings in the
investment markets over the past five years. Amid performance fluctuations and
concern about what is to come, you have faced a range of challenges toward saving
enough for later life. Many have stayed the course, some have tried to “time”
their decisions for the bull market, and others have shied away from
stock-and-bond mutual funds due to anticipation of a painful correction.
of us is responsible for directing our own retirement contributions, but
absolutely no one can foretell the future; so, what is the most sensible and
safest way to proceed?
This workshop will clarify and explain an approach that
will steer you toward an efficient balance of investments, regardless of your
age or how many years of work remain ahead. Best of all, it will go a long way
to removing the stress of performance anxiety. It is designed to help both new
participants and those who have been in the plan for many years.